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Personal finance and financial security

Household budgeting, saving, debt, mortgages, retirement, financial independence, and personal financial decisions.

1,652 stories · 34 in 30 days · Updated Sep 28, 2026

The pace of conversation

Posts per month

2020-01: 24 posts2020-02: 19 posts2020-03: 17 posts2020-04: 19 posts2020-05: 23 posts2020-06: 28 posts2020-07: 28 posts2020-08: 12 posts2020-09: 21 posts2020-10: 18 posts2020-11: 17 posts2020-12: 23 posts2021-01: 17 posts2021-02: 12 posts2021-03: 26 posts2021-04: 17 posts2021-05: 20 posts2021-06: 25 posts2021-07: 20 posts2021-08: 31 posts2021-09: 23 posts2021-10: 24 posts2021-11: 18 posts2021-12: 17 posts2022-01: 25 posts2022-02: 12 posts2022-03: 16 posts2022-04: 23 posts2022-05: 22 posts2022-06: 20 posts2022-07: 26 posts2022-08: 15 posts2022-09: 21 posts2022-10: 19 posts2022-11: 12 posts2022-12: 16 posts2023-01: 25 posts2023-02: 24 posts2023-03: 25 posts2023-04: 23 posts2023-05: 17 posts2023-06: 12 posts2023-07: 26 posts2023-08: 30 posts2023-09: 13 posts2023-10: 17 posts2023-11: 37 posts2023-12: 17 posts2024-01: 19 posts2024-02: 19 posts2024-03: 20 posts2024-04: 15 posts2024-05: 30 posts2024-06: 20 posts2024-07: 20 posts2024-08: 24 posts2024-09: 20 posts2024-10: 21 posts2024-11: 12 posts2024-12: 23 posts2025-01: 16 posts2025-02: 9 posts2025-03: 23 posts2025-04: 9 posts2025-05: 19 posts2025-06: 14 posts2025-07: 18 posts2025-08: 15 posts2025-09: 19 posts2025-10: 16 posts2025-11: 26 posts2025-12: 20 posts2026-01: 19 posts2026-02: 26 posts2026-03: 16 posts2026-04: 18 posts2026-05: 23 posts2026-06: 25 posts2026-07: 31 posts2026-08: 23 posts2026-09: 32 posts
2020-012026-09

Posts per month · first and latest months may be partial.

01 / EXPLORE THROUGH TIME

Timeline

Start with the latest. Scroll back through time, or zoom in for more.

Year by yearUp to 5 stories per year
2026213 stories
42% of adults rely on their parents for financial support↗ cnbc.com · HN · 274 comments · 158 points · Jul 16, 2026
Maladaptive Frugality↗ herbertlui.net · HN · 309 comments · 226 points · Apr 29, 2026
Private equity turned vulnerable elderly people into human ATMs↗ theguardian.com · HN · 136 comments · 194 points · Mar 28, 2026
MIT Living Wage Calculator↗ livingwage.mit.edu · HN · 296 comments · 203 points · Feb 09, 2026
Raising money fucked me up↗ blog.yakkomajuri.com · HN · 142 comments · 391 points · Jan 17, 2026
2025204 stories
How we automated federal retirements↗ ndstudio.gov · HN · 99 comments · 103 points · Dec 27, 2025
Show HN: I built a dashboard to compare mortgage rates across 120 credit unions↗ finfam.app · HN · 129 comments · 393 points · Dec 03, 2025
Financial lessons from my family's experience with long-term care insurance↗ whitecoatinvestor.com · HN · 201 comments · 175 points · Aug 02, 2025
My new deadline: 20 years to give away virtually all my wealth↗ gatesnotes.com · HN · 656 comments · 678 points · May 08, 2025
My Beancount books are 95% automatic after 3 years (2024)↗ fangpenlin.com · HN · 97 comments · 229 points · Mar 05, 2025
2024243 stories
Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs↗ closingwtf.com · HN · 164 comments · 273 points · Nov 15, 2024
Buy, Borrow, Die – Explained↗ old.reddit.com · HN · 475 comments · 598 points · Aug 31, 2024
It took my savings and 14 years but I’m about to beat arthritis↗ thetimes.com · HN · 174 comments · 402 points · Aug 11, 2024
Nevada’s public employee pension fund invests passively and beats peers (2016)↗ wsj.com · HN · 464 comments · 348 points · Jul 13, 2024
Retired teacher's pension stopped as provider refuses to believe she is not dead↗ theguardian.com · HN · 156 comments · 248 points · Jan 20, 2024
2023266 stories
Ask HN: How Do You Budget?↗ news.ycombinator.com · HN · 25 comments · 22 points · Dec 27, 2023
The end of retirement↗ thewalrus.ca · HN · 95 comments · 55 points · Dec 24, 2023
Harry Browne’s 17 Golden Rules of Financial Safety (2013)↗ thetaoofwealth.wordpress.com · HN · 28 comments · 48 points · Sep 03, 2023
My $0->$100M->$0 in 5 years story↗ old.reddit.com · HN · 7 comments · 30 points · Aug 12, 2023
What Retirement with Less Than $1M Looks Like in America↗ wsj.com · HN · 16 comments · 22 points · Mar 24, 2023
2022227 stories
Credit Scores Can Run – and Ruin – Our Lives↗ thewalrus.ca · HN · 335 comments · 192 points · May 25, 2022
Show HN: Free 30-year financial statements visualization↗ fintopea.com · HN · 63 comments · 245 points · Apr 28, 2022
Show HN: I built a simulator for personal finance↗ projectionlab.com · HN · 234 comments · 463 points · Apr 19, 2022
Terrible things I'd do with your money↗ timdaub.github.io · HN · 77 comments · 169 points · Apr 15, 2022
Mortgages are a manufactured product↗ bam.kalzumeus.com · HN · 222 comments · 199 points · Jan 14, 2022
2021250 stories
Learn accounting for free↗ accountingcoach.com · HN · 119 comments · 367 points · Dec 20, 2021
Show HN: I made a simulator for personal finance and financial independence↗ projectifi.io · HN · 164 comments · 294 points · Jul 15, 2021
Show HN: I made a simulator for personal finance↗ projectifi.io · HN · 255 comments · 479 points · Apr 28, 2021
Early-Retirement Update↗ livingafi.com · HN · 430 comments · 451 points · Mar 22, 2021
How to Lose Money↗ getrevue.co · HN · 286 comments · 400 points · Feb 03, 2021
2020249 stories
A group of recent Princeton graduates has won more than $6M in 66 lottery wins↗ indystar.com · HN · 89 comments · 166 points · Nov 27, 2020
Bogleheads↗ bogleheads.org · HN · 98 comments · 257 points · Aug 01, 2020
Microfinance Is Mostly a Scam (2015)↗ mathbabe.org · HN · 107 comments · 156 points · Jun 27, 2020
20yo Robinhood Customer Commits Suicide After Seeing $730K Negative Balance↗ forbes.com · HN · 154 comments · 192 points · Jun 17, 2020
You're a Slave to Money, Then You Die↗ churchlifejournal.nd.edu · HN · 223 comments · 195 points · Apr 12, 2020
Scroll through time ↕

02 / CATCH UP

The conversation now

Popular stories, with attention fading over roughly two weeks.

Show HN: How long do I need to work at my salary before I can coast, or retire?↗ github.com · HN · 71 comments · 51 points · Sep 24, 2026
Launch HN: Coverage Cat (YC S22) – Umbrella insurance via your personal agent↗ coveragecat.com · HN · 32 comments · 54 points · Sep 22, 2026
Retirement Is Dead↗ macleans.ca · HN · 41 comments · 75 points · Sep 02, 2026
Show HN: Ifso.io – Personal finance simulator with no sign up required↗ ifso.io · HN · 4 comments · 10 points · Sep 20, 2026
I Deliberately Bet Like a Problem Gambler. DraftKings Made Me a VIP↗ propublica.org · HN · 0 comments · 6 points · Sep 26, 2026

03 / GO DEEPER

Follow your curiosity

Find a particular story, revisit a year, or see what resonated.

Highest rated · the last 30 days

Retirement Is Dead↗ macleans.ca · HN · 41 comments · 75 points · Sep 02, 2026
Launch HN: Coverage Cat (YC S22) – Umbrella insurance via your personal agent↗ coveragecat.com · HN · 32 comments · 54 points · Sep 22, 2026
Show HN: How long do I need to work at my salary before I can coast, or retire?↗ github.com · HN · 71 comments · 51 points · Sep 24, 2026
Show HN: Ifso.io – Personal finance simulator with no sign up required↗ ifso.io · HN · 4 comments · 10 points · Sep 20, 2026
What Does Retirement Look Like?↗ yusufaytas.com · HN · 0 comments · 8 points · Sep 18, 2026
I Deliberately Bet Like a Problem Gambler. DraftKings Made Me a VIP↗ propublica.org · HN · 0 comments · 6 points · Sep 26, 2026
Roth IRA Savers Are Hacking 529 Accounts into a Wealth-Building Tool↗ bloomberg.com · HN · 0 comments · 6 points · Sep 25, 2026
Show HN: Local Personal Financial Assistant↗ apps.apple.com · HN · 1 comments · 6 points · Sep 02, 2026
Show HN: Banker – CLI for your finances using Enable Banking and SQLite↗ github.com · HN · 0 comments · 4 points · Sep 27, 2026
Boomers Are Sacrificing Retirement Savings to Support Their Grandkids↗ bloomberg.com · HN · 2 comments · 4 points · Sep 15, 2026

10 stories shown.

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